JAIIB-PPB - Mock Test-10
Hello Student
Welcome and congratulations on deciding to use this Quiz!!
Successfully answering the questions will improve your understanding of the concept and help you score better in your exam.
Here is your Test........ All the best
1.
The digital lending takes two forms, viz. balance sheet lending (BSL) and market place lending (MPL). The difference between BSL and MPL lies in terms of which of the following? 1) the lending capital comes from 2) where the credit risks of such loans reside.
2.
Which of the following is an actionable claim 1) life insurance policy 2) national saving certificate 3) Bank FDR 4) book debts in case of a company.
3.
The limitation period for filing suit for foreclosure, as per provisions of Limitation Act 1963 is:
4.
For revival of limitation period in a time barred loans, the fresh documents should be obtained for 1) the principal amount 2) the up-to-date interest 3) the future interest till completion of the financial year, in which the fresh documents are taken.
5.
If a company is under liquidation proceeding and bank wants to proceed with a suit with DRT:
6.
The inter-organisational exchange facility of business documentation, which can be processed by computers is known as ___ ? Banks have been using this facility in the form of SWIFT messages.
7.
Which of the following Form No. is not stated correctly for filing charge details with CERSAI?
8.
The Aadhaar Payment Bridge (APB) System links which of the following? 1)Government Departments and their sponsor banks 2) beneficiary banks and beneficiaries.
9.
The form of demand promissory note obtained by banks, should be in conformity with Sec. 4 of the __ Act?
10.
In an e-mail, the ability to prove that an operation or event has taken place is used to guarantee that the recipient cannot deny receiving the message and that the sender cannot deny sending it. This feature is known as?
11.
As per RBI (Prudential Framework for Resolution of Stressed Assets) Directions 2019, resolution plan involving restructuring / change in ownership for aggregate exposure of lenders of ___, shall require independent credit evaluation (ICE) by credit rating agencies (CRAs) authorised by RBI:
12.
The Transfer of Property Act contemplates six different kinds of mortgages. They are 1) Simple mortgage, 2) Mortgage by conditional sale, 3) ___ mortgage, 4) English mortgage 5) Mortgage by deposit of title deeds 6) ___ mortgage
13.
Within how many days from the liquidation commencement date must the liquidator constitute a consultation committee of stakeholders for advice, under IBC 2016?
14.
An asset, including a leased asset, becomes non performing when ?
15.
NICNET was mainly set up to serve the communication needs of the Central/State Governments. Banks in India are also allowed connectivity to NICNET for which services?
16.
Before making payment of a bank guarantee, the bank is to ensure that the invocation is properly made. Which of the following may not be an important element for treating the invocation as proper:
17.
If particulars are filed for satisfaction of security interest with the Central Registry, it sends a notice to the secured creditor within __ as to why the satisfaction should not be recorded, under SARFAESI Act:
18.
The appeal against the award of Lok Adalat can be made to which of the following:
19.
The authority to establish DRT or DRAT lies with:
20.
Under SARFAESI Act, the ‘reconstruction company’ means:
DO NOT CLICK 'SUBMIT' BUTTON, WITHOUT READING THE FOLLOWING
1) Answers shall appear when you click 'SUBMIT' button, below.
2) If answer given by you is correct, it will be shown in GREEN font.
3) If answer given by you is incorrect, it will be shown in RED Font in addition to correct answers shown in GREEN Font.
4) If you want to improve your score, we suggest you to practice the following QUESTION BANK after revising the concepts.
