Which of the following is an example of intellectual property (IP) belonging to an individual 1) artistic works; 2) symbols, innovative process, method.

While granting credit facilities, the lending banks are required to follow which of the following cardinal principles of lending? 1 Safety 2 Liquidity 3 Profitability 4 Diversification of Risks

What are possible sources of information for Datamart? 1) internal operational systems 2) central data warehouse 3) external data.

What are essential requirements for making CBS functional? 1 central servers for online transactions. 2 Communication Network for connecting all branches. 3 The central database to be used for all customer-centric delivery channel services 4 A pool of skilled personnel

The conflict of interests may occur in a bank, in which of the following circumstances? 1 A bank and its client/clients 2 Among the employees of a bank 3 Employee of a bank and a client 4 Between a given bank and one or more of its clients

RBI put in place an ‘Enabling Framework for Regulatory Sandbox’ with the objective to foster responsible innovation in financial services, promote efficiency and bring benefit to consumers. This has been on recommendations of ___

IT has broadly been used under which avenue in banking? 1. Communication 2. Connectivity 3. Business process reengineering

If the Borrowers do not have CC/OD facility with any bank and the exposure of the banking system is Rs.____ or more, banks shall put in place an escrow mechanism.

The physical and logical arrangement (layout) of nodes and connections in a network is called?

An acceptable ethical behaviour involves an employee’s general set of beliefs, values and behaviour that he/she shapes up for regular day-to-day method of service delivery while dealing with?

As per Sec. 5(b) of the Banking Regulation Act, 1949 (BR Act), the term 'Banking' means accepting deposits. In this context, which of the following are correct statements? 1. Deposits should be accepted only for lending and investment. 2. Nidhis’ multi-benefit societies, co-operative societies that accept deposit from their members are also banks. 3. The deposit should be from the public. 4. Acceptance of deposit should be in the form of money.

Core Banking Solutions (CBS) is a platform which merge 1) Communication Technology 2) Information Technology 3) fin technology to suit core banking needs.

Brisk activities were initiated in Indian banking, to bring quick technological changes in computers and communications on the recommendation of ___ committee in ___?

The process of critical evaluation of a loan proposal from a prospective borrower is called____. This process is something more than the verification and validation of the data and information that the applicant submits to the bank.

When a service provider owns the hardware and leases the ATM to banks where connectivity to banking networks is the responsibility of the sponsor bank whose brand is used on the ATM, they are called?

According to Company Act 2013 amendment in July 2019, a company having a share capital, shall not commence any business or exercise any borrowing powers unless a declaration is filed within ___ days of the date of incorporation, by a director with the Registrar that every subscriber to Memorandum of Association has paid the value of the shares agreed to be taken by him/her.

Financial Action Task Force (FATF) issued certain recommendations that serve as anti-money laundering (AML) and combating financing of terrorism (CFT). These are known as____.

How many passport size photographs of the customer in case of account of illiterate person, be obtained and how these should be used?

Garnishee order received at 1 p.m. shall not be applicable in which of the following:

Read the statements below and find out which of these are True and False? 1 A cash budget is a statement of cash receipts and cash payments. 2 Cash budget is same as a cash flow statement 3 Cash flow deals with cash and non-cash funds 4 Cash budget deals with cash transactions only.