What has been change in the approach of banks in recent years?

Which scheme in the European Union has significantly brought down settlement times?

In case of small PPIs (min details PPIs), the amount loaded during any month shall not exceed Rs.____ and the total amount loaded during the financial year shall not exceed Rs._____?

What are the types of risks considered in credit scoring? A) Credit Risk B) Business Risk C) Market Risk D) Inventory Risk

What is max time line for crediting the beneficiary account or returning the transaction under NEFT?

Which feature of Small Account is correctly mentioned? 1) The aggregate of all credits in a financial year does not exceed Rs.50000. 2) The aggregate of all withdrawals and transfers in a month does not exceed Rs.10,000. 3) The balance at any point of time does not exceed Rs.100,000.

Maslow theory of motivation takes into account five stage model which include 1) Physiological needs, 2) _____, 3) Social needs, 4) ____ 5) Self-actualization needs.

The evolution of retail banking in India can be traced back to the entry of which type of banks?

There are 3 main approaches for choosing a business model for retail banking which include 1) Strategic Business Unit (SBU) Approach, 2) ____ Approach, 3) Integrated Approach

What are the key concepts involved in product policy? A) Appraisal of Product Line and Individual Products B) Decisions on Product Differentiation C) Product Repositioning D) Product Segmentation

What is the correct order for the product development process 1) conducting a market survey among the target group 2) identifying the needs, 3) pilot testing, 4) developing the product, 5) getting feedback and fine-tuning the product 6) final rollout of the product across targeted segments.

Which of the following are motivational needs according to Maslow's theory? A) Physiological needs B) Behavorial needs C) Esteem needs D) Safety needs

Which of the following are non-earning assets of banks 1) CRR balance 2) cash in hand 3) cash with other banks 4) fixed assets 5) other assets

What are the parameters and benefits of Home Loans under the Prime Minister's Awas Yojana (PMAY)? A) The income criteria for beneficiaries range from up to Rs. 3 lakh to Rs. 18 lakh, depending on the category. B) Interest subsidy rates under PMAY vary from 6.5% to 3% for different income categories. C) The maximum loan amount available under PMAY ranges from Rs. 6 lakh to Rs. 12 lakh. D) The maximum carpet area allowed for properties under PMAY varies from 30 SQM to 200 SQM.

Which of the following statements regarding gross profit are correct? A) Gross profit is calculated as sales minus cost of goods sold (COGS). B) Gross profit margin is calculated by dividing gross profit by sales and multiplying by 100. C) Gross profit measures profitability after operating expenses. D) Gross profit looks at profitability after direct expenses.

According to Rosser Reeves in his famous book ‘Reality in Advertising', what is defined by the following line -, 'the art of selecting out of a number of unique selling propositions, the one which will get you maximum sales'.

What are the requirements for opening a Savings Bank Account? A) Proof of identity (OVD) B) Recent photograph C) Birth certificate in case of minor a/c opened by guardian D) PAN card or declaration in form 60 or 61

The following advantages are available to Banks due to retail deposit:- A) Retail deposits are not stable and do not constitute core deposits. B) They are interest insensitive and less bargaining for additional interest. C) They constitute low cost funds for the banks. D) It builds a strong customer base and it is key to maximize the wallet share.

In which type of banks, the entire process is outsourced and normally happens through a dedicated back office covering the entire gamut of retail banking services.

Home loans can be availed by which of the following ? 1) Salaried employees, 2) Professionals and Self-employed persons 3) NRIs/PIOs