CAIIB-BFM – Mock Test- 06
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1.
The management of asset and liability in a bank is focused on:
2.
In a treasury operations, the market risk does not arise in which of the following circumstances:
3.
What is the amount of risk weighted assets for doubtful accounts?
4.
In case of Euro/USD, the forward premium is exactly equal to the difference between risk free interest rate of 2 currencies while in case of USD/INR the difference will not be exactly equal. Why:
5.
The floating rate is linked to a benchmark rate. Which of the following statement, in this regard is not correct:
6.
Globally, the FC rates are generally quoted as
7.
As per ICAAP, the capital plan of the bank should outline (1) capital needs (2) anticipated capital utilization (3) desired level of capital (4) limits related to capital (5) general contingency plan for dealing with unexpected events.
8.
Need to replace the net outflows due to unanticipated withdrawal or non-renewal of deposits is called:
9.
When the FC dealers are unable to exit the position quickly and there is risk on account of adverse movement of market variables, it is called:
10.
Which of the following currency rate is not expressed as per unit of foreign currency in India, as per FEDAI rules:
11.
An account where the regular/ ad hoc credit limits have not been reviewed/ renewed within _____ from the due date/date of ad hoc sanction, will be treated as NPA.
12.
For an effective risk management of treasury operations, it is expected of banks to ensure functional segregation between:
13.
The other liabilities in a bank balance sheet comprise, which of the following:
14.
Currencies are delivered on Jul 12, 2013 for a sale contract dated Jul 12, 2013. Which of the following exchange rate is used to settle this transaction:
15.
What is common equity Tier-1 capital adequacy ratio of the bank?
16.
Treasury hedges the currency mismatches resulting from foreign currency operations. To meet the repayment of FC loans, the treasury can:
17.
Economic equity ratio is calculated as:
18.
Based on maturity ladder, if a bank finds that there is a significant funding requirement 30 days from now, which of the following, the bank would like to choose (1) acquire an assets maturing on that day (2) seek to renew the liability (3) roll over the liability.
19.
If bank invests the funds in 91 days floating rate loan @ 8% with monthly repricing and there is interest rate fall, what will be impact on net interest income of the bank.
20.
A govt. security has a face value of Rs.100 but due to increased market interest rates, it can be sold for an amount below the face value. It is facing what type of interest rate risk:
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