CAIIB-BFM – Mock Test- 05
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1.
In case of GDR, the underlying shares, issued by the Indian Company, are held by an ____ on behalf of the Overseas Depository.
2.
The Reserve Bank of India (RBI) operationalized the Export Data Processing and Monitoring System (EDPMS) w.e.f.
3.
The rate of interest, the banks are required to pay on availing marginal standing facility is:
4.
The ____ method for calculation of value at risk is a deterministic approach:
5.
The conventional functions of Treasury in a bank include (1) maintaining adequate cash balances to meet day to day requirement (2) deploying surplus funds generated in the operations (3) sourcing funds to bridge occasional gaps in cash flow (4) meeting reserve requirements like CRR and SLR.
6.
The treasury can be organised as (1) a department within a bank (2) specialized branch under direct control of head office of the bank (3) a subsidiary company with majority stake of the bank.
7.
Tier I capital is to be calculated as under: (answer to be given as per Basel II)
8.
Which of the following statements is a correct statement regarding treasury bills (1) these are issued in electronic form (2) these are held in SGL account maintained with RBI (3) these can be held in constituent SGL account maintained by banks with RBI (4) Secondary market settlement of T-Bills takes place through RBI.
9.
In the auction of govt. securities by RBI, the price for issue of govt. securities is determined on the basis of:
10.
Basel III capital regulations were released by Basel Committee on Banking Supervision (BCBS) during ______ as a Global Regulatory Framework for more resilient banks and banking systems:
11.
Which of the following is part of external banking factor that can lead to liquidity risk problem in banks:
12.
As per Basel III, adjustments / deductions are required to be made from Tier I and Tier 2 capital, relating to which of the following (1) goodwill and other intangible assets (2) deferred tax assets (3) Investment in own shares (treasury stock) (4) investment in capital of banking, financial or insurance entities :
13.
The Basel Accord provisions for covering market risk arising from trading activities of banks were brought into effect from:
14.
Which of the following does not fall in the category of banking risk (a) liquidity risk (b) interest rate risk (c) market risk (d) credit risk or default risk (e) operational risk
15.
What is forcing banks to accelerate their digital revolution competition from outside of banking 1) the startups, 2) internet giants 3) the financial service providers 4) increased regulations, 5) frauds
16.
In treasury risk management, the mid-office, conventionally takes the following actions (1) monitoring compliance with risk limits (2) ensuring compliance with regulatory requirement (3) daily mark to market valuation of treasury position (4) verification of pricing of treasury products.
17.
As per Basel Committee, the risk of loss resulting from inadequate or failed internal processes, people and systems or from external events is known as:
18.
The transaction in which the financial securities are issued against the cash flow generated from a pool of loan assets, is called:
19.
Usually the risk management organisation in a bank consists of (i) Board of Directors (ii) Risk Management Committee of the Board (iii) Senior level executives committee (iv) Risk management support group (v) operational risk management team
20.
The foreign entities can invest in Perpetual Non-Cumulative Preference Shares (PNCPS) or Perpetual Debt Instrument (PDI), subject to certain ceiling. Which of the following ceiling is not stated correctly:
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